Finance & Accounting prompts
127 free prompts. Click through for the full text and the when-to-use note.
Overdue Invoice Chase Sequence
A 3-touch payment chase that keeps the relationship and gets you paid
Cashflow Forecast Questions Pack
Prepare properly for a cashflow conversation with your accountant or bookkeeper
Supplier Price Negotiation Prep
Walk into a supplier renewal with leverage, numbers and a walk-away plan
EOFY Prep Checklist Builder
Get organised for end of financial year without the last-week panic
Plug the money leaks that forgetfulness causes
Finds the late fees, zombie subscriptions and rush purchases draining your money, then fixes each so memory is no longer required.
Set up money buckets that allocate every pay automatically
Designs a simple bucket system — bills, everyday, goals, buffer — with per-payday transfer amounts worked out from your own figures.
Design a money-tracking habit that survives busy weeks
Builds a minimum-viable tracking routine around why past attempts failed, with a no-guilt catch-up protocol for missed weeks.
Give every dollar a job before the month starts
Allocates the whole of next month's income on purpose — essentials, commitments, goals, fun — with rules for moving money mid-month.
Decide whether paid ads earn a place in your budget — then trial small
Works out your break-even cost per customer, tests whether paid ads fit the business, and designs a capped trial with kill criteria.
Steady the business finances through a rough patch
Builds a defensive money plan — runway maths, spending triage, creditor scripts and tripwires — to hold the business steady until trading recovers.
Market the business on time and assets instead of money
Builds a four-week promotion plan from what you already own — customer list, Google profile, shopfront, expertise — with zero ad spend.
Work the four revenue levers and pick the two worth pulling
Maps price, volume, frequency and mix against your own numbers, sketches the impact of each, and commits to the two best levers.
Run one spending category to a budget that polices itself
Sets a defensible budget for a single spending category, with variance thresholds, a pre-agreed cut ladder and a renewal calendar.
Squeeze more results from the marketing you already pay for
Audits every existing marketing spend line for keep/fix/kill, then fixes conversion and follow-up leaks before any new dollar is added.
Project 12 months of revenue and costs from your current trading
Builds a month-by-month 12-month projection with an honest assumption register, three scenarios and a monthly update ritual.
Install a simple planning rhythm: budget, cash check, review
Sets up the weekly, monthly, quarterly and annual money routines for a small business, sized to the time the owner will actually give it.
Hunt down where one part of the business leaks margin
Rebuilds the true cost of a product line or job type from your own figures, tests the classic leak hypotheses, and ranks the fixes.
Sweep the business with an annual financial health check
Runs a once-a-year hygiene sweep — records, debtors, pricing, insurance, registrations, obligations — and outputs a top-five fix list.
Run a monthly money meeting that ends in actions
Installs a fixed monthly money-review agenda with if-then triggers, a debtor chase script and a one-page month summary.
Cut invoicing, reconciling and chasing down to hours
Streamlines the invoice-to-paid pipeline — same-day invoicing, reminder ladders, weekly reconciling — so financial admin stops eating days.
See your business money health in six numbers
Explains the six numbers that show business money health, where each lives, and a ten-minute weekly look — built for absolute beginners.
Back a shortlist of cheap marketing bets and run them properly
Culls a wide list of low-cost marketing ideas down to three proper bets, each with a hypothesis, cost cap, success number and kill rule.
Score the business against a financial good-practice checklist
Scores your answers to a 12-point financial practice checklist, profiles the weak domains, and sets the three cheapest fixes.
Run a 90-day revenue push with what you already sell
Plans a quarter-long revenue push from existing offers and customers — ranked plays, scripts, fortnightly gates and a scoreboard.
Track marketing spend so every dollar shows its return
Sets up a source-tagging habit and a simple spend-versus-result register so each channel's cost per customer is visible monthly.
Calculate the handful of ratios that explain your business
Computes the five-to-seven ratios your figures actually support — margins, debtor days, break-even — with working and action triggers.
Start the smallest finance routine that works when you hate numbers
Gets a numbers-avoidant owner onto a three-number weekly ritual with a backlog amnesty and an eight-week ramp — no shame, no spreadsheets-of-doom.
Smooth lumpy cash flow with timing, terms and a buffer
Lines up when money actually lands versus leaves, then pulls receipts earlier, shifts payments later and sizes a buffer for the gaps.
Map the whole year of money tasks, checks and decisions
Builds a month-by-month financial calendar — routine fixtures, quarterly resets, EOFY prep and pre-season slots — around your known dates.
Pressure-test the business against the classic killers
Tests your figures against the eight classic ways small businesses run out of money, rates each exposure and sets a 30-day hardening plan.
Diagnose a cash squeeze and rank the fastest safe ways out
Classifies the squeeze — timing, profit or growth — then ranks rescue actions by speed and safety into a seven-day action sheet.
Build your first budget and expense watch as a new owner
Walks a first-time business owner through a conservative starter budget — including the costs everyone forgets — and a weekly expense watch.
Put every expense line through cut, renegotiate or keep
Delivers a line-by-line verdict on the whole expense list — cut, renegotiate, keep or investigate — with scripts, savings tally and a 30-day order.
Add an income stream that fits the business you already run
Generates adjacent income-stream candidates from your spare capacity, scores them for fit, and plans a 60-day pilot with guardrails.
Promote a product with effort and imagination, not ad spend
Matches zero-cost promotion tactics to the owner's actual strengths and builds a six-week plan of content, outreach and partnerships.
Design unconventional promotion experiments you can measure
Turns left-field marketing ideas into disciplined experiments — one variable, pre-set measurement, permission checks and a verdict date.
Spot next quarter's cash gaps while there's still time to act
Maps the next thirteen weeks of realistic inflows and outflows, flags the gap weeks, and attaches actions with enough lead time to matter.
Brainstorm low-budget stunts people will actually remember
Generates ten brand-true promotional stunt concepts with cost caps, permission checks, and run plans for the best two.
Choose accounting software from your workflow, not the marketing
Converts your real workflow into a requirements checklist, then structures a shortlist, trial plan and decision scorecard for accounting software.
Get your records organised before an audit or financial review
Back-plans from the review deadline: what to gather by category, how to organise it, gaps to close, and the integrity rules that protect you.
Read budget-versus-actuals honestly and reset next period
Builds the variance table, filters the noise, classifies each real variance and resets next period's budget with justified changes.
Understand how businesses like yours get valued — and prep the inputs
Explains the common valuation approaches in plain English, scores your value drivers, and assembles the inputs pack a valuer will ask for.
Stand up a rolling 13-week cash forecast you update weekly
Builds the weekly receipts-and-payments forecast with realistic timing, a lowest-week callout, trigger rules and a 20-minute update ritual.
Plan structured charitable giving and brief your accountant
Shapes an intentional giving plan — causes, structure, vetting, records — and builds the deductibility question list for your accountant.
Put honest numbers on both sides of a business decision
Runs a disciplined cost-benefit comparison — hidden costs surfaced, benefits forced to state their basis, sensitivity tested — ending in a recommendation with confidence level.
Rank cost cuts by savings, effort and blast radius
Generates cost-reduction candidates across every category and ranks them by dollars saved, effort and risk to revenue, quality and morale.
Decode what drives your credit rating and build habits that help
Explains what Australian credit reports record, how to get yours free and check it for errors, and which habits genuinely help over time.
Organise crypto records and brief a tax agent properly
Gets every exchange, wallet and DeFi trail gathered into an agent-ready pack, with gaps disclosed and the right questions prepared.
Map every debt and arrive at the adviser meeting prepared
Builds a complete debt register, states the position plainly, and packs the questions so a financial adviser or free counsellor can do their best work.
Compare snowball and avalanche orders on your actual debts
Orders your real debt list both ways, roughly compares interest and time, and picks the ordering you'll actually sustain.
Trace an economic shift through to your own numbers
Follows a stated economic change — rates, input costs, demand — through the three channels it reaches your business, with responses per exposure.
Size and build a cash safety buffer step by step
Sizes an emergency fund from your own essentials and income stability, then builds it with staged milestones, automation and usage rules.
Learn what estate planning covers and arrive prepared for your solicitor
Maps the estate-planning components in plain English, assembles your personal inventory, and builds the question list for the solicitor.
Prepare Your Estate-Planning Appointment Pack
Walk in to the solicitor with every document, name and decision already organised, so the appointment is spent drafting rather than hunting.
Sort a Pile of Transactions Into Clean Expense Categories
Turn a messy transaction dump into consistently categorised expenses, plus a written rule set so next month takes minutes.
Build a Household Budget the Family Will Actually Follow
A realistic household budget built around your real numbers and habits, with agreed rules the whole family can live with.
Turn a Spreadsheet of Figures Into a Plain-English Findings Report
Paste raw financial figures and get a written analysis: what moved, why it matters, and what to look into next.
Map the Milestones From Today's Finances to Work-Optional
A staged, numbers-anchored map from your current position toward work-optional living, with the assumptions listed and the adviser questions written.
Turn Vague Money Wishes Into Dated, Measurable Goals
Convert "save more" and "get ahead" into specific financial goals with amounts, dates and a way to check progress.
Run a Vital-Signs Check on the Business's Finances
A structured health check across cash, margin, debtors and obligations that flags what needs attention now versus watching.
Learn Money Concepts Through Lessons Pitched at Your Level
A personal plain-English course on core money concepts, sequenced from what you already know toward what you actually need.
Get One Confusing Financial Term Explained With Everyday Examples
One financial term or concept, explained in plain English with a concrete everyday example, the common misunderstanding, and a self-test.
Identify the Financial Risks That Could Actually Hurt the Business
A ranked register of your business's real financial risks — concentration, cash, cost, compliance — each with an owner-level mitigation.
Read Your P&L and Balance Sheet in Plain English
Paste the two statements and get what they actually say — strengths, worries and the questions they raise — without accountant-speak.
Plan an Investigation Into Numbers That Don't Add Up
A careful, staged plan for looking into suspicious figures — evidence first, accusations never, professionals at the right moment.
Check the Business for Fraud Red Flags and Weak Controls
A walk-through of where small businesses actually get robbed from the inside, scored against your setup, with the cheapest fixes first.
Set Up Income and Expense Tracking for Irregular Freelance Money
A tracking system built for lumpy freelance income — categories, a weekly 10-minute routine, and set-asides so tax time isn't a heart attack.
Prepare the Budget and Financial Tables a Grant Demands
Turn your project costs and the funder's rules into compliant budget tables, justification text and a checklist of every financial attachment.
Review Every Income Stream and Rebalance Where the Effort Goes
Line up all your income sources by real hourly return and headroom, then get a concrete plan for what to grow, hold, fix or drop.
Work Out How Rising Costs Are Squeezing Your Margin — and What Price Covers It
Trace exactly how cost increases have eaten your margin, in your own numbers, and see what your prices would need to do to restore it.
Inventory What the Business Could Lose Before Talking Insurance
A structured loss inventory — property, people, liability, downtime — turned into cover questions for an insurance professional.
Walk Into the Broker Meeting With a Brief They Can Actually Quote
A one-page business brief plus a prioritised question list, so the insurance broker quotes your real risks instead of a guess.
Organise Cross-Border Income Facts for Your Tax Agent
Get every overseas income fact, date and document into one organised pack, with the questions your registered tax agent will need answered.
Understand Asset Allocation Before You See the Adviser
Learn what asset allocation actually is — growth vs defensive, diversification, rebalancing — and turn it into sharp questions for a licensed adviser.
Organise Your Portfolio Facts Before the Review Meeting
Assemble holdings, contributions, fees and life changes into one clear pack, with the performance questions worth asking your adviser.
Explore Your Real Risk Comfort Before Anyone Profiles You
A structured self-interview that surfaces how you actually behave around money risk — so the adviser meets the real you, not your brave answers.
Plan the True Cost and Savings Path for a Big Purchase
Surface every cost of a major purchase — not just the sticker — and build a dated savings plan that gets you there without the credit card.
Build the Due-Diligence Pack for Buying a Business
The document checklist, seller question list and red-flag guide for a business purchase — organised for your accountant and solicitor to attack.
Turn the Books Into a Board-Ready Not-for-Profit Report
Convert raw not-for-profit finances into a clear report for board or members — position, restricted funds, variances and the decisions needing eyes.
Stress-Test Income Ideas That Promise Not to Need You
Evaluate so-called passive income ideas against your actual money, skills and hours — with the real workload and failure modes on the table.
Document the Payroll Run So It's Checkable and Repeatable
A written step-by-step checklist of your actual payroll run, plus the award and entitlement questions to confirm with your adviser — so pays stop depending on memory.
Start Tracking Personal Spending Without Hating It
A from-scratch spending tracker with categories shaped around your actual life, a capture habit that survives week three, and a monthly read-out.
Set This Year's Money Goals and Wire Them Into Autopilot
Choose a small set of personal money goals for the year and convert each into automatic transfers, defaults and if-then habits that run without willpower.
Build a Monthly Budget From What You Actually Spend
Paste your real income and recent spending and get a monthly budget built on evidence — with the gap between intention and reality handled honestly.
Dig the Numbers Out of Your Work History
A guided excavation that turns "I just did my job" into measurable, defensible claims for resumes, reviews and LinkedIn.
Structure the Numbers on a Property You're Eyeing
Lay out every number on a potential property purchase — costs in, money out, what has to be true — plus the exact questions for lender, conveyancer and accountant.
Frame the Retirement Question Properly Before Seeing an Adviser
Assemble your inputs, name every assumption, and arrive at the adviser meeting with the retirement question well-posed instead of vague dread.
See How Compounding and Contributions Move a Retirement Balance
A hands-on, clearly-hypothetical walkthrough of how time, rate and contribution changes each shift a long-term balance — so the adviser conversation makes sense.
Set Up a Savings Plan With Checkpoints That Keep It Alive
Turn one savings goal into a dated plan with automatic transfers, visible progress and checkpoint rules for when life knocks it sideways.
Lay Out Your First Annual Budget for the Business
A first proper annual budget — income by month, costs by category, seasonality respected — built from your real history and stated plans, with a review rhythm attached.
Organise Your Expenses Into a Deduction Conversation for Your Tax Agent
Sort business expenses into a clean discussion list — grouped, evidenced and flagged — with the deduction questions written for your registered tax agent.
Build the Financial Projection Pack Investors Will Interrogate
Assemble investor-grade projections from your actual drivers — revenue model, cost build, cash runway — with every assumption documented and defensible.
Map Your Study Debt and Line Up the Repayment Questions
Get every study-debt fact into one map — balance, how repayments actually work, competing priorities — and a comparison sheet to take to an adviser.
Play Out What Extra Repayments Would Do to Your Study Debt
Walk through hypothetical extra-repayment scenarios on your study debt — mechanics shown, assumptions labelled — plus the confirm-before-acting checklist.
Start the Family-Business Handover Conversation Properly
Turn the unspoken succession question into named options, an honest readiness picture, a conversation plan and the adviser questions — before assumptions harden.
Assemble the Year-End Pack Your Tax Agent Wishes You'd Bring
One organised pack — documents, year's events, loose ends and written questions — so the tax appointment runs on facts instead of archaeology.
Set Up a Freelancer's Year-Round Tax Rhythm
A quarter-by-quarter record-keeping rhythm for freelance income — set-asides, checkpoints and document habits — plus the standing questions for your tax agent.
Budget the Whole Holiday, Including the Costs Everyone Forgets
An end-to-end holiday budget built from your trip's real shape — with the forgotten-cost sweep, a buffer that's actually sized, and a daily spend number.
Write a Grant Summary That Makes the Assessor Keep Reading
Draft the make-or-break summary section of a grant application — need, solution, credibility and ask — in the assessor's language and inside the word limit.
Compress the Business Plan Into a One-Pager That Earns the Meeting
Distil a full business plan into a one-page executive summary that a banker, investor or partner reads to the end — and acts on.
IP Strategy Developer
Develop intellectual property protection strategies
Subscription Business Optimizer
Optimize subscription models for recurring revenue growth
DeFi Strategy Advisor
Develop decentralized finance strategies and yield optimization
Financial Model Builder
Create robust financial models for decision making
Professional Services Compliance Framework
Compliance for professional services firms
NFT Project Analyzer
Evaluate NFT projects for investment potential and risks
Performance Marketing Optimizer
Optimize paid advertising campaigns for maximum ROI
Self-Help Book
I want you to act as a self-help book. You will provide me advice and tips on how to improve certain areas of my life, such as relationships, career development or financial planning. For example, if ...
Customer Retention & Churn Prevention Specialist
Reduce customer churn with data-driven retention strategies and engagement campaigns
Compliance Risk Assessor
Assess regulatory compliance risks for business operations
Tiered Pricing Strategist
Design optimal SaaS pricing tiers with value ladders and conversion funnels
Technology Transferer
I want you to act as a Technology Transferer, I will provide resume bullet points and you will map each bullet point from one technology to a different technology. I want you to only reply with the ma...
Personal Shopper
I want you to act as my personal shopper. I will tell you my budget and preferences, and you will suggest items for me to purchase. You should only reply with the items you recommend, and nothing else...
ASIC Annual Review and Reporting
Prepare for ASIC annual review and ongoing compliance
Investment Manager
Seeking guidance from experienced staff with expertise on financial markets , incorporating factors such as inflation rate or return estimates along with tracking stock prices over lengthy period ulti...
Multi-Industry LeadGen Strategist
Comprehensive B2B lead generation assistant with detailed intake workflow and multi-source research capabilities
Budget Tracker
Develop a comprehensive budget tracking application using HTML5, CSS3, and JavaScript. Create an intuitive dashboard showing income, expenses, savings, and budget status. Implement transaction managem...
Accountant
I want you to act as an accountant and come up with creative ways to manage finances. You'll need to consider budgeting, investment strategies and risk management when creating a financial plan for yo...
BAS Lodgement Deadline Calculator
Calculate your BAS due dates and set up reminder systems
Pricing Strategy Optimizer
Develop optimal pricing strategies for maximum profitability
Ruthless Growth Operator
Comprehensive SaaS growth strategist focusing on unit economics, churn reduction, and aggressive revenue scaling
Growth Flywheel Designer
Design self-reinforcing growth loops for sustainable business expansion
Real Estate Agent
I want you to act as a real estate agent. I will provide you with details on an individual looking for their dream home, and your role is to help them find the perfect property based on their budget, ...
Australian Grant Application Writer
Craft compelling grant applications for Australian government and private grants
Financial Analyst
Want assistance provided by qualified individuals enabled with experience on understanding charts using technical analysis tools while interpreting macroeconomic environment prevailing across world co...
QBCC Builder Compliance Requirements
Queensland Building and Construction Commission compliance
Chief Executive Officer
I want you to act as a Chief Executive Officer for a hypothetical company. You will be responsible for making strategic decisions, managing the company's financial performance, and representing the co...